Essay On e-RUPI In 500+ Words | e-RUPI Essay {Step by Step Guide}


Essay On e-RUPI In 500+ Words | e-RUPI Essay {Step by Step Guide}

Hello, Friend In this post “Essay On e-RUPI In 500+ Words | e-RUPI Essay“, we will read about an interesting as well as informative Essay On e-Rupi in detail with in-depth analysis.

Essay On e-RUPI In 500+ Words | e-RUPI Essay

Today, under the leadership of the Prime Minister of India, Shri Narendra Modi, people are getting direct and full benefits of developmental and welfare schemes.

Digital India is the strong pillar of our Prime Minister’s resolve and development mantra, Sabka Saath, Sabka Vikas, Sabka Vishwas.

The solutions and innovations of Digital India are continuously contributing to improving the lives of the people.

Today, many such platforms are playing an important role in establishing India as a digitally enabled society.

The Prime Minister of our country Shri Narendra Modi said that Following the principle of Minimum Government and Maximum Governance, the need of the hour is to reduce the gap between the government and the people, between the system and the facilities, between the problems and the service, and to eliminate the problems between them and to increase the facilities of the common people. And therefore Digital India is a very powerful medium of convenience and empowerment for ordinary citizens.

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Every section of the country, every section of the society, has adopted many such technology-based platforms in a very efficient, effective, and economical way.

e-Rupi is being seen as a new initiative to take forward this vision of Digital India. It is based on India’s most successful payment platform BHIM UPI.

e-Rupi is an RBI-approved prepaid e-voucher developed by NPCI in association with the Department of Financial Services and Banks.


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e-Rupi is issued to the beneficiary for specific service payments.

It is a QR-code or SMS-based e-voucher that is sent to the beneficiary’s mobile.

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Through this code, direct fund transfer is done in the account of the service provider.

Government entities, corporates, or any service sponsor can generate e-Rupi vouchers with the help of their partner banks. Beneficiaries can make payments through e-Rupi at the service provider center.

The service provider center will scan the QR-code or SMS received in the form of a voucher.

A code will be sent to the beneficiary’s mobile number for verification of the beneficiary. Once the verification is done, the payment will be confirmed immediately.

Benefits Of e-Rupi | Advantages Of e-Rupi

  • This voucher is cashless and contactless.
  • It can be used only once.
  • It is completely safe and reliable.
  • The personal information of the beneficiaries is completely confidential.
  • Ensures targeted and leak-proof delivery of e-Rupi services.
  • e-Rupi facilitates the delivery system.
  • e-Rupi ensures minimum administrative cost in the service delivery system.
  • e-Rupi is a revolutionary initiative to take the benefits of government schemes to the common people.
  • E-Rupi is used for various schemes run by the government for public welfare, under which payment/grant is given for the fulfillment of a certain purpose. E-Rupi can be used to implement this easily.
  • e-Rupi can also be used by private organizations or any individual to give benefits to the people for a specific purpose.
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In this direction, the first utility of e-Rupi for payment of vaccination at private Covid-19 vaccination center by corporate in collaboration with Ministry of Health and Family Welfare and National Health Authority was launched on 2nd August 2021 by Hon’ble Prime Minister Narendra Modi.

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